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1300 88 00 32
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| Winter 2003 |
Civil Liability Professional Indemnity Insurance Schedule
Below is a summary of HACSU’s Professional Indemnity Policies. For a full copy of a policy contact the union office.
Insured: Financial Members of The Health Services Union of Australia, Tasmania No.1 Branch
Broker/Agent: Sawtell & Salisbury Pty Ltd. PO Box 97, GRANGE QLD 4051
Policy Number: FI000919ZB0
Professional Services: Health Professionals
Limit of Indemnity (per member)
Malpractice: $5,000,000 each and every claim, $10,000,000 in the aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Legal Benefits: $50,000 each and every claim, $100,000 in the aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Excess:
Malpractice: Nil each and every claim exclusive of costs and expenses.
Legal Benefits: $250 Pursuit claims
Retroactive Date: Unlimited excluding known claims and circumstances
Insurance Clarifications:
1. Libel and Slander 2. Trade Practices Act
3. Intellectual Property 4. Extended Continuous Cover
Extensions:
1. Employees Previous Business 6. Coronial Enquiries
2. Former Employee 7. Good Samaritan Acts
3. Lost Documents 8. Resigning Members
4. Automatic Reinstatement 9. Public Liability
5. AIDS 10. Legal Benefits
Additional Exceptions:
Electronic Date Recognition (exception 14)
Terrorism
Period of Insurance: From: 4:00pm L.S.T. on 2/6/2003 To: 4:00pm L.S.T. on 2/6/2004
Insured: Financial Members of The Health Services Union of Australia, Tasmania No. 1 Branch
Broker/Agent: Sawtell & Salisbury Pty Ltd. PO Box 97, GRANGE QLD 4051.
Policy Number: FI000921ZB6
Professional Services: Nurses and Ambulance Bearers
Limit of Indemnity (per member)
Malpractice: $5,000,000 each and every claim, $10,000,000 in the aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Legal Benefits: $50,000 each and every claim, $100,000 in the aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Professional Services: Personal Carers
Limit of Indemnity (per member)
Malpractice: $2,000,000 each and every claim, $5,000,000 in the
aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Legal Benefits: $50,000 each and every claim, $100,000 in the aggregate (this aggregate limit is inclusive of the Automatic Reinstatement granted in the Automatic Extensions)
Excess:
Malpractice: Nil each and every claim exclusive of costs and expenses.
Legal Benefits: $250 Pursuit claims
Retroactive Date: Unlimited excluding known claims and circumstances
Insurance Clarifications:
1. Libel and Slander 2. Trade Practices Act
3. Intellectual Property 4. Extended Continuous Cover
Extensions:
1. Employees Previous Business 6. Coronial Enquiries
2. Former Employee 7. Good Samaritan Acts
3. Lost Documents 8. Resigning Members
4. Automatic Reinstatement 9. Public Liability
5. AIDS 10. Legal Benefits
Additional Exceptions:
Electronic Date Recognition (exception 14)
The Company shall not be liable in respect of any Claim or Costs and
Expenses arising from the midwifery activities of any Insured nurse or
Insured midwife whilst in private practice (exception 19).
Terrorism
Period of Insurance: From: 4:00pm L.S.T. on 2/6/2003 To: 4:00pm L.S.T. on 2/6/2004
Signed for and on behalf of Royal & Sun Alliance Insurance Australia Limited (ABN 48 005 297 807)
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